Behm Law Group LTD. lawyer
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Hire a Skilled Individual Bankruptcy Attorney

Find compassionate, professional relief for your debt. Whether you need to file Chapter 13 bankruptcy or Chapter 7, the individual bankruptcy attorney at Behm Law Group can help. We use our 26 years of experience to make the best recommendations for your individual needs. Call us today to get a free estimate.

Should You File Chapter 13 Bankruptcy or Chapter 7?

Do you have overwhelming credit card debt or medical bills? 

If so, filing Chapter 7 bankruptcy may be the best option for you. Also called liquidation bankruptcy, Chapter 7 allows you to retain your assets while you make payments, and many unsecured debts are discharged.

When filing Chapter 13 bankruptcy, also referred to as “debt reorganization bankruptcy,” we work with you to develop a payment amount you can afford, to be paid monthly to a chapter 13 trustee over three to five years. When filing chapter 13 bankruptcy, only a percentage of the debt is paid and not the entire amount, and more time is allowed for creditors to be repaid than would be available otherwise. 

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Let Our Bankruptcy Attorney Fight For You

Filing for bankruptcy can be stressful, which is why our dedicated individual bankruptcy attorney will be with you every step of the way. From preparing your paperwork to crafting your bankruptcy petition and attending court hearings, our bankruptcy attorney takes the stress on for you. Call Behm Law Office today for a free initial consultation. 

  • Discover the best individual bankruptcy option for you. Our attorney has 26 years of experience working with clients in personal debt.


  • File Chapter 7 individual bankruptcy with the guidance of our law office. Chapter 7 allows you to retain your assets while you make payments, and many unsecured debts become discharged. 
  • Let our experienced bankruptcy attorney walk you through filing Chapter 13 bankruptcy. We will work with you to develop a realistic monthly payment plan personalized to your individual financial needs.


  • Call our office today to discuss your individual bankruptcy. We offer complimentary initial consultations for all services.

Call Behm Law Office today for a free initial consultation with our bankruptcy attorney.

(507) 387-7200

Stephen Behm is great! I had a unique case for bankruptcy and he has always been there to answer questions and to help out for months! I would highly recommend! Sometimes it takes a while because the process does take time. He makes the time for you which is better than most other attorneys. Thank you Stephen!
★★★★★
Mark Garrison

Great service, always answered questions right away. Loved his laid back approach when meeting with him in his office but very professional when he needed to be. Was easy to talk to. Was a very stressful process but his office walks you through everything.
★★★★★
Angie Kunst

Stephen and his assistant, Christina, were very helpful, knowledgeable & understanding when it came to me making a decision. With all my questions and phone calls they were great at handling my nerves haha. I would definitely recommend Behm Law Group for anyone going through a financial situation that would like to get help. Thank you both!
★★★★★
Misty

*The information contained in this website is provided for educational purposes only and should not be interpreted as legal advice. Submitting an online query through this website does not establish a client-attorney relationship. Do not send confidential information to Behm Law Group LTD until such a relationship has been established. 

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